Under what circumstances are Lost Checked Luggage benefits available?
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Your checked luggage must be permanently lost by the Common Carrier. You must submit a copy of the Common Carrier’s claim form and such other documentation as Underwriters may reasonably require. The Common Carrier must first reimburse you the full amount that it is legally required to pay for Lost Checked Luggage, and proof of such reimbursement must be provided to the Plan Administrator. Lost Checked Luggage benefits will be provided only if and to the extent the amount of your loss suffered as a result of Lost Checked Luggage exceeds the reimbursement by the Common Carrier.
